Here are four key lessons Australians could take from their Asian counterparts. 

1. Patience and generational thinking 

One of the most striking differences is the emphasis on long-term wealth accumulation. In countries like Japan and China, investing is often seen as a multi-generational pursuit rather than a way to make quick profits. Families build investment portfolios that they intend to pass down, focusing on assets that provide steady returns over decades.  

2. Diversification beyond property and domestic shares 

Many individual investors in Asia spread their investments across multiple asset classes, including equities, bonds, gold, and real estate. While property is a popular investment in both Australia and Asia, I have noticed that Asian investors are often more willing to diversify internationally, rather than concentrating solely on their local market. Australians, who often have a large portion of their wealth tied up in domestic property and shares, could consider broadening their investment horizons to reduce risk. Looking at global opportunities can also allow investors to look at companies which are involved in business models such as AI. 

3. A strong focus on dividend and passive income 

In markets such as Hong Kong and Singapore, I have observed that investors favour companies with strong dividend track records, using them to generate a reliable passive income. While Australians also love dividend-paying stocks, they tend to concentrate on banks and mining companies. A more balanced approach, with a mix of global dividend stocks, could provide more stability and long-term income growth. 

4. Risk awareness and capital preservation 

Asian investors tend to be more cautious with risk, particularly when it comes to debt. Unlike in Australia, where leveraging property for investment is common, many Asian investors prioritise financial security, preferring to grow their wealth steadily rather than take excessive risks. I have seen a strong preference for maintaining a cash buffer and avoiding unnecessary debt, an approach that could benefit Australians, especially during economic downturns. 

By learning from these long-term, risk-conscious investment habits, Australians could build more resilient portfolios and create wealth that lasts beyond a single generation. My time in Asia has reinforced the value of patience, diversification, and capital preservation—principles that could serve any investor well.